Affirm

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. As a Staff Product Manager on our Consumer team, you’ll help define how millions of consumers experience Affirm across our mobile apps, web experiences, and future consumer surfaces. As the Staff Product Manager, App Platform & Experience, you will own the foundational systems, frameworks, and experiences that make Affirm intuitive, cohesive, and scalable. You will define the experience architecture that enables teams across the company to deliver consistent, high-quality consumer experiences while maintaining a clear and unified vision for how consumers interact with Affirm. You’ll partner closely with our Mobile and Web organizations to evolve the shared platforms, systems, and React Native foundations that power Affirm’s consumer experiences. This is a highly cross-functional leadership role that sits at the intersection of Product, Design, Engineering, Research, Analytics, and Brand. What you’ll do - Define and drive the long-term vision for Affirm’s core consumer experience across app, web, and future consumer surfaces. - Own foundational experience domains including navigation, information architecture, design systems, shared UX frameworks, and platform capabilities. - Lead major experience initiatives, including large-scale redesigns and structural improvements to the consumer journey. - Partner closely with Mobile and Web Engineering teams to shape the architecture, capabilities, and developer experience of Affirm’s consumer platforms, including our React Native application stack. - Help define the shared capabilities, navigation patterns, component frameworks, and platform investments that enable product teams to build high-quality experiences consistently across React Native and web surfaces. - Establish principles, standards, and frameworks that help product teams deliver consistent and intuitive experiences. - Create scalable approaches for common consumer experience patterns across onboarding, discovery, personalization, engagement, servicing, and account management. - Serve as a strong advocate for consumers, ensuring that user needs remain at the center of product and platform decisions. - Drive alignment across multiple organizations and influence roadmaps without direct authority. - Establish mechanisms that raise the quality bar across the Consumer organization, including experience reviews, standards, and governance processes. - Use research, experimentation, analytics, and product judgment to identify opportunities to improve the overall consumer experience. What we look for - 8+ years of product management experience building consumer technology products at scale. - Demonstrated success leading highly cross-functional initiatives that span multiple teams and product areas. - Strong consumer product instincts and exceptional product taste. - Experience owning or influencing core mobile and web experiences, navigation systems, information architecture, platform experiences, or design systems. - Experience partnering deeply with Design and Engineering organizations to deliver polished consumer experiences. - Experience partnering closely with engineering teams building large-scale consumer applications, including experience working within React Native environments. While deep technical expertise is not required, you should be comfortable shaping product strategy for shared platform capabilities and mobile architecture decisions. - Strong analytical and problem-solving skills, with the ability to balance customer needs, business goals, and technical constraints. - Exceptional communication, stakeholder management, and organizational influence skills. - Proven ability to build alignment and drive outcomes in complex environments without direct authority. - Bachelor's degree in a related field or equivalent practical experience You’ll Stand Out If - You’ve led major redesigns or foundational experience transformations. - You’ve built shared product platforms, frameworks, or systems that enabled multiple teams to move faster while improving experience quality. - You have deep expertise in consumer mobile and web experiences and understand the nuances of designing for engagement, trust, and simplicity. - You have a track record of defining product principles and influencing organizational decision-making at scale. Pay Grade - P Equity Grade - 13 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $230,000 - $290,000 USA base pay range (all other U.S. states) per year: $204,000 - $264,000 LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We’re hiring a Senior Product Manager, Shopping Experiences (Direct to Consumer) to launch and scale Affirm's DTC shopping and offers experience. In this role, you’ll identify high-impact growth opportunities, validate them, through rapid experimentation, and bring them to market at scale. You’ll play a critical role in shaping high-impact consumer journeys, App and Web checkout experiences, consumer shopping preferences and Offers to customers. These directly influence conversion, engagement, and revenue. What you'll do - Define and own the Shopping Experiences roadmap for new growth channels, setting clear hypotheses, success metrics, and sequencing - Launch and scale checkout flows, offers in app and web, consumer shopping preferences across app and web, partnering closely with Engineering and Design to deliver seamless, high-conversion onboarding experiences. - Design and execute acquisition programs (e.g., referrals, exploratory partner pilots) with measurable CAC→LTV impact. - Own funnel performance end-to-end: track weekly acquisitions, 30-day activation, drop-offs by step, and implement robust incrementality testing. - Collaborate cross-functionally with Risk, Compliance, Marketing, and the Card Foundations team to align dependencies and ensure safe, scalable growth. - Continuously experiment and iterate to unlock new conversion levers, maximize engagement, and expand card and consumer usage What we look for - 4+ years in Product Management; Ideally with previous background owning growth/distribution channels - Track record shipping consumer financial or regulated products; comfort partnering with Risk/Credit, Legal, and Compliance. - Deep fluency in experiment design, incrementality/attribution, and CAC→LTV optimization. - Strong UX instincts for moment‑of‑intent surfaces; ability to work across web, app, and partner integrations. - AI tools like Claude Code, Cursor, and others to research, analyze, visualize experiences and help develop better product vision - Data chops (SQL/Amplitude‑level self‑serve) and a bias for shipping, learning, and iterating quickly. - Excellent cross‑functional leadership; experience leading embedded eng/design pods. - Bachelor's degree in a related field or equivalent practical experience Pay Grade - N Equity Grade - 9 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $195,000-255,000 USA base pay range (all other U.S. states) per year: $173,000-233,000 LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Product team The Product team listens to our customers’ needs and translates those insights into a clear product vision. The team works closely with design, engineering, and analytics to build scalable financial products that empower people to manage their money with confidence. We rely on empathy, curiosity, and business sense to prioritize features and improve experiences. Our role is to lead with clarity, support cross-functional execution, and champion the user in every decision. About the role Our Shopping & Offers program is a fast-growing platform that operates with the agility of a startup while leveraging the scale of an industry leader, delivering Shopping and Offers experiences directly to our Consumers and Conversion for our Merchant partners alike. You will be a pivotal strategic leader responsible for defining the next chapter of Affirm's DTC shopping and offers experience. You will lead a portfolio of high-impact consumer journeys—including Agentic Search, Home, and Profile experiences—that directly influence conversion, engagement, and revenue. This is a role for a seasoned product leader obsessed with consumer experiences, two sided marketplaces, and disrupting the payments & credit landscape. What you’ll do - Strategic Leadership: Define and socialize a long-term Shopping & Offers vision and strategy, and translate that vision into clear roadmaps and decisions that teams can execute against - Portfolio Oversight: Manage and scale a portfolio of consumer-facing surfaces, including Home, Search, and Profile/Settings, ensuring a simple and consistent experience across platforms - Lead and grow a high-performing PM team. Build, mentor, and manage a team of product managers, including people managers. You'll set the bar for craft, create development paths, and cultivate a culture of ownership, rigor, and candor. - Executive Communication: Proactively align senior leadership on strategy, execution risks, and mitigation plans, ensuring organizational clarity during complex initiatives - Drive cross-functional alignment at scale: Partner with Engineering, Design, Analytics, and Revenue leaders to optimize the marketplace ecosystem, balancing merchant value with consumer experiences - Operational Excellence: Establish frameworks for rigorous experimentation and funnel analysis to drive measurable gains in completion rates and customer retention What we look for - Experience: 10+ years of product management leadership, with a proven track record of shipping large-scale consumer products in fintech, e-commerce, or marketplace environments - Strategic Clarity: Demonstrated ability to bring "clarity when things feel messy," turning ambiguous problems into crisp narratives and structured execution plans - AI/LLM Fluency: Familiarity with AI-native product development, including agentic patterns and LLM-powered discovery experiences, to lead our highest-leverage bets in search - Analytical Rigor: Exceptional ability to use data (including LTV/CAC and profitability assessments) to guide prioritization and quantify the impact of product features - People Leadership: Experience operating through layers of leadership, delegating ownership effectively, and scaling decision-making across diverse product lines - Consumer Empathy: A "consumer-first" mindset with a high bar for design polish and a commitment to delivering honest financial product Pay Grade - T Equity Grade - USA 18 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $300,000 - $360,000 USA base pay range (all other U.S. states) per year: $267,000 - $327,000 LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Our mission to deliver honest financial products that improve lives extends beyond borders. Consumers across the globe need safe, transparent financing. Our retail partners need Affirm to be there for them, wherever that might be. To help achieve this vision, we are expanding our product lines and becoming a global company. The International team is responsible for growing Affirm’s presence & performance with merchants across the globe and building the products & capabilities that enable Affirm to enter into new verticals and markets. As a Group Product Management Manager on the International team, you will drive Affirm’s expansion and growth in the UK and new international markets – from iterating on the product vision, refining the product strategy, developing a roadmap, and leading execution. In this role, you will scale and manage a team of Product Managers owning surface areas across our Purchase Experiences for the UK and new markets, partnering closely with a broad set of cross functional teams to drive International strategy and outcomes across Affirms largest strategic partners. Effective stakeholder management and ability to successfully navigate organizational dynamics are a must for success. You should be commercially minded, be high agency with a bias towards action, and comfortable having technical conversations and opinions. What You'll Do - Drive the execution, growth, and scale of Affirm in the United Kingdom and new international markets - Scale and manage a team of Product Managers, driving a high empowerment and bar-raising culture - Drive success metrics by shipping high impact work that meaningfully moves the needle for Affirm’s business and customers - Partner effectively with engineering teams across the organization to drive product development and prioritization - Collaborate with stakeholders (such as Revenue, Legal, Compliance, Credit, Fraud, etc) to shape your product roadmap and incorporate legal, governance & regulatory oversight into your products - Understand Affirm users and merchants at a deep level -- what’s important to them, what drives their decision making, why they love Affirm, and what they wish we could do better - Identify and create the experiences that make it seamless for strategic partners, platforms, and key merchants to deliver an incredible buy now, pay later experience to consumers What We Look For - This isn’t your first rodeo. You’ve directly managed technical software products from kick-off to post-launch – driving meaningful business impact that you can speak to - You have experience working on consumer technology product in the UK or Europe. Bonus points if it is a fintech product, even more bonus points if it is a BNPL product. - You have managed a high performing team of product managers - You’re equally comfortable diving into technical details with an engineer, iterating on a Figma with a designer, and breaking down a funnel with a data analyst - You have the discipline, organizational skills, and interpersonal com

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. As a Product Marketing Manager, you’ll play a strategic and hands-on role in shaping how merchants experience Affirm’s products. You'll help define our product strategy, lead high-impact go-to-market initiatives, and develop compelling narratives that drive business outcomes. This is a highly cross-functional role that requires strong product intuition, strategic thinking, and a bias for action. You’ll bring deep customer and competitive insights to everything you do, and operate as a true partner to Product, Revenue (including Sales, Customer Success and Enablement), Partnership, and Analytics leadership. What You’ll Do: - Shape Product Strategy Through Insights: Partner closely with Product to shape the roadmap by identifying new opportunities, uncovering unmet customer, merchant, and partner needs, and incorporating feedback loops. Leverage customer research, competitive intelligence, and market trends to inform product development and strategic prioritization. - Lead GTM Strategy and Execution: Own the end-to-end strategy and execution of high-impact GTM initiatives across your product area—from beta to full launch. This includes crafting compelling value propositions, developing segmentation strategies, aligning cross-functional stakeholders, and measuring launch success. Additionally, you will analyze complex data sets to uncover insights that inform segmentation, positioning, and refine product marketing strategies. Drive meaningful business impact through scalable programs that accelerate adoption and growth. - Accelerate Product Adoption and Growth: Design and execute programs that drive merchant engagement and adoption at scale. Collaborate with Sales, Customer Success, Enablement, and Partnership to ensure message consistency. Analyze product adoption to inform optimization strategies and identify growth levers. - Enhance Strategic Client Engagement: Develop messaging and materials for key client-facing moments, including bi-annual roadmap meeting with top merchants. Develop product vision and translate into a compelling external narrative that strengthens partnership, builds trust and drives continued engagement. - Operate with Agility and Drive Execution: Navigate ambiguity with confidence and bring clarity to complex, cross-functional projects. Manage multiple high-priority initiatives simultaneously, anticipate risks, and maintain momentum through thoughtful planning and execution. - Leverage Business and Product Acumen: Develop a nuanced understanding of your product’s functionality, as well as the revenue and cost drivers that impact performance. Use this knowledge to shape GTM and product decisions that align with company objectives. - Collaborate across Teams to Drive Alignment: Build strong relationships across Product, Sales, Customer Success, Analytics, and other key teams. Lead cross-functional meetings, resolve cross-functional dependencies, and ensure tight alignment on GTM plans and product initiatives. - Be a Culture Carrier: Serve as a champion of Affirm’s values and culture, consistently fostering collaboration, transparency, and innovation within the team and across the organization. Lead by example in creating an inclusive and growth-oriented environment, promoting open communication, and encouraging others to take risks and innovat

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Consumer Servicing team owns the ways customers get help at Affirm — including chat, phone, self-service flows, and the internal tools our agents rely on to deliver fast, empathetic, and effective support. We sit at the intersection of customer experience, operational excellence, and AI-driven transformation. We’re looking for a Group Product Manager to lead our Agent Experience pod: the team responsible for the tools, workflows, and AI-powered capabilities that help our agents support millions of customers with speed, accuracy, and care. This is a player-coach role. You’ll lead and develop a team of 2-3 PMs, own the product strategy for a broad and complex domain, and personally dive into the highest-ambiguity, highest-leverage problems — especially as AI changes what great servicing can look like. What You’ll Do You will: - Set the vision and strategy for Agent Experience — define what world-class agent tooling looks like at Affirm, identify the biggest opportunities across workflows, automation, AI, and internal systems, and translate that vision into a clear, sequenced roadmap. - Lead and develop a team of PMs — manage, coach, and raise the bar for 2 PMs working across the Agent Experience portfolio. Help them sharpen product judgment, navigate ambiguity, improve execution, and grow as product leaders. - Operate as a player-coach — stay close enough to the work to personally lead select high-impact initiatives, especially ambiguous or 0-to-1 efforts where the strategy is still forming, while also creating space for your PMs to own meaningful areas independently. - Drive AI-first transformation in servicing — identify where AI and automation can meaningfully improve agent efficiency, reduce customer friction, improve quality, and scale support without losing the human touch. Lead thinking on build-vs-buy decisions and help the team adopt new ways of building with AI. - Partner deeply with Operations and Servicing leaders — understand frontline workflows, operational pain points, quality drivers, and productivity constraints. Build strong relationships with the teams who run servicing day to day, and turn those insights into product strategy. - Create clarity across a complex portfolio — bring structure to ambiguous problems, make smart tradeoffs across competing priorities, and help the team focus on the highest-impact work for customers, agents, and the business. - Build scalable systems for the long term — guide the team toward durable product and platform decisions that can support a growing business, new contact channels, evolving customer expectations, and increasingly sophisticated automation. - Instrument and manage the business impact — define the right success metrics across customer experience, agent productivity, quality, automation, and operational efficiency. Use data, experimentation, and frontline feedback to continuously improve performance. - Influence across the organization — partner with Engineering, Design, Analytics, Operations, Legal, Compliance, and senior leadership to align priorities, unblock execution, and drive outcomes across teams. What We Look For &l

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Product team The Product team listens to our customers’ needs and translates those insights into a clear product vision. The team works closely with design, engineering, and analytics to build scalable financial products that empower people to manage their money with confidence. We rely on empathy, curiosity, and business sense to prioritize features and improve experiences. Our role is to lead with clarity, support cross-functional execution, and champion the user in every decision. About the role We’re looking for an outstanding product manager who is not bound by the existing paradigms of traditional banks. This role is part of the Credit & Pricing Product team, responsible for consumer credit, underwriting, merchant pricing, and loan economics across the entire portfolio of merchants and channel partnerships. In joining this team, you will be at the center of Affirm’s credit & pricing strategy to expand our footprint into new verticals and product offerings. The team drives innovative solutions that fuel all end user experiences in the US and globally while partnering with a wide variety of teams including but not limited to product, engineering, analytics, design, marketing, legal, capital, commercial and more. What you’ll do - Define and drive product strategy in collaboration with your peers in Credit & Pricing engineering, analytics, and go-to-market teams. - Define new products and features with specs and prototypes that enable merchants to offer consumers attractive financing terms. - Analyze the impact of product features and define metrics for success. - Establish yourself as a trusted partner of our Credit, Pricing, Commercial, Design, and Engineering teams to successfully launch and scale products. - Collaborate across product teams to support initiatives that interface with Affirm’s Credit & Pricing capabilities (e.g., international expansion, large merchant integrations, new product verticals, cost optimizations). What we look for - Motivation: You have a passion and drive to change consumer finance for the better. - Analytical skills: You have a data-driven learning style and use quantitative information to make product decisions. - Experimental mindset: You like to test and learn in a way that incorporates both customer needs and data. You must be comfortable operating autonomously and unafraid to learn/fail fast. - Results: Experience shipping simple, elegant user-facing products with measurable impact to the bottom line. - Product experience: Minimum 3-4 years of prior product or relevant experience in consumer finance, payments, underwriting, and machine learning models. - Bachelor’s or Master’s in Computer Science, or other related fields; or equivalent practical experience. Pay Grade - N Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm is building its own bank — and this role sits at the center of that ambition. We're looking for a Staff Product Manager to own the end-to-end bank product: operationalizing a new bank charter within Affirm's ecosystem, launching the deposit product, driving loan originations through the bank entity, and ensuring seamless integration across Affirm's platform. This is a rare opportunity to build a foundational new business line from the ground up — one that will reshape how Affirm funds, serves, and grows relationships with its consumers. You'll work at the intersection of regulated banking, platform engineering, and consumer products to bring Affirm's bank to life. What You’ll Do - Own the end-to-end bank product. Serve as the single-threaded product owner across deposits, loan originations, banking compliance, and operations. You are the person who holds the full picture of how the bank works within Affirm's ecosystem — and you drive it forward. - Launch and own the bank’s deposit product. Ship Affirm’s bank deposit offering as part of launch, then own the deposit product roadmap on a go-forward basis – scaling from early launch to a multi-billion-dollar deposit base, making strategic decisions about how deposits integrate with Affirm's credit products and broader consumer experience. - Operationalize the de novo bank build. Drive the cross-functional work required to stand up and scale bank operations — ensuring regulatory readiness, process maturity, vendor integrations, and seamless connectivity with Affirm's existing lending and money movement infrastructure. - Drive originations through the bank entity. Shape how Affirm originates and retains loans through its own bank, working closely with Credit, Capital Markets, Engineering, and Treasury to optimize volume ramp, unit economics, loan sale and retention mechanics, and regulatory compliance. - Navigate banking compliance and regulatory requirements. Partner with Legal, Compliance, Risk, and the Bank's executive team to ensure all products and operations meet federal and state regulatory standards. Build compliance into the product from day one — not as an afterthought. Understand the unique demands of a de novo bank under FDIC and state supervision. - Integrate the bank deposit product into Affirm's consumer ecosystem. Define clear domain boundaries, design requirements for new data flows, and integration points between the bank and Affirm Inc. — working across Servicing, Settlements, Consumer Payments, Checkout, and Growth teams to ensure the bank's products work seamlessly within the Affirm app and platform. - Influence up and across the organization. Communicate strategy, tradeoffs, and priorities to senior leadership and the Bank Board with clarity and conviction. Build alignment across a broad set of stakeholders — Engineering, Legal, Compliance, Treasury, Capital Markets, and executive leadership — who each bring different constraints and incentives. What we look for - 6+ years of product management experience, with demonstrated ability to operate as a strategic, independent leader on complex, ambiguous initiatives - Proven program leadership at scale — you've owned high visibility cross-functional launches across many stakeholders, with direct exposure to executive leadership and/or boards. - Experience in banking, deposits, or lending — you understand deposit products, bank charter operations

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We’re hiring a Senior Product Manager, Shopping Experiences (Direct to Consumer) to launch and scale Affirm's DTC shopping and offers experience. In this role, you’ll identify high-impact growth opportunities, validate them, through rapid experimentation, and bring them to market at scale. You’ll play a critical role in shaping high-impact consumer journeys, App and Web checkout experiences, consumer shopping preferences and Offers to customers. These directly influence conversion, engagement, and revenue. What you'll do - Define and own the Shopping Experiences roadmap for new growth channels, setting clear hypotheses, success metrics, and sequencing - Launch and scale checkout flows, offers in app and web, consumer shopping preferences across app and web, partnering closely with Engineering and Design to deliver seamless, high-conversion onboarding experiences. - Design and execute acquisition programs (e.g., referrals, exploratory partner pilots) with measurable CAC→LTV impact. - Own funnel performance end-to-end: track weekly acquisitions, 30-day activation, drop-offs by step, and implement robust incrementality testing. - Collaborate cross-functionally with Risk, Compliance, Marketing, and the Card Foundations team to align dependencies and ensure safe, scalable growth. - Continuously experiment and iterate to unlock new conversion levers, maximize engagement, and expand card and consumer usage What we look for - 4+ years in Product Management; Ideally with previous background owning growth/distribution channels - Track record shipping consumer financial or regulated products; comfort partnering with Risk/Credit, Legal, and Compliance. - Deep fluency in experiment design, incrementality/attribution, and CAC→LTV optimization. - Strong UX instincts for moment‑of‑intent surfaces; ability to work across web, app, and partner integrations. - AI tools like Claude Code, Cursor, and others to research, analyze, visualize experiences and help develop better product vision - Data chops (SQL/Amplitude‑level self‑serve) and a bias for shipping, learning, and iterating quickly. - Excellent cross‑functional leadership; experience leading embedded eng/design pods. - Bachelor's degree in a related field or equivalent practical experience Pay Grade - N Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) CAN base pay range per year: $153,000-213,000 This posting is for an existing vacancy. LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. As a Staff Product Manager on our Consumer team, you’ll help define how millions of consumers experience Affirm across our mobile apps, web experiences, and future consumer surfaces. As the Staff Product Manager, App Platform & Experience, you will own the foundational systems, frameworks, and experiences that make Affirm intuitive, cohesive, and scalable. You will define the experience architecture that enables teams across the company to deliver consistent, high-quality consumer experiences while maintaining a clear and unified vision for how consumers interact with Affirm. You’ll partner closely with our Mobile and Web organizations to evolve the shared platforms, systems, and React Native foundations that power Affirm’s consumer experiences. This is a highly cross-functional leadership role that sits at the intersection of Product, Design, Engineering, Research, Analytics, and Brand. What you’ll do - Define and drive the long-term vision for Affirm’s core consumer experience across app, web, and future consumer surfaces. - Own foundational experience domains including navigation, information architecture, design systems, shared UX frameworks, and platform capabilities. - Lead major experience initiatives, including large-scale redesigns and structural improvements to the consumer journey. - Partner closely with Mobile and Web Engineering teams to shape the architecture, capabilities, and developer experience of Affirm’s consumer platforms, including our React Native application stack. - Help define the shared capabilities, navigation patterns, component frameworks, and platform investments that enable product teams to build high-quality experiences consistently across React Native and web surfaces. - Establish principles, standards, and frameworks that help product teams deliver consistent and intuitive experiences. - Create scalable approaches for common consumer experience patterns across onboarding, discovery, personalization, engagement, servicing, and account management. - Serve as a strong advocate for consumers, ensuring that user needs remain at the center of product and platform decisions. - Drive alignment across multiple organizations and influence roadmaps without direct authority. - Establish mechanisms that raise the quality bar across the Consumer organization, including experience reviews, standards, and governance processes. - Use research, experimentation, analytics, and product judgment to identify opportunities to improve the overall consumer experience. What we look for - 8+ years of product management experience building consumer technology products at scale. - Demonstrated success leading highly cross-functional initiatives that span multiple teams and product areas. - Strong consumer product instincts and exceptional product taste. - Experience owning or influencing core mobile and web experiences, navigation systems, information architecture, platform experiences, or design systems. <li&g

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Our Financial Platform sits at the heart of every loan Affirm makes and every dollar we move. We're looking for a Director of Product Management to lead and scale the teams behind two of our most critical and complex domains: Loans Lifecycle and Money Movement. This is a role for a seasoned product leader who thrives in the intersection of financial systems, platform engineering, and organizational scale. What you’ll do - Lead and grow a high-performing PM team. Build, mentor, and manage a team of 6–10 product managers, including people managers. You'll set the bar for craft, create development paths, and cultivate a culture of ownership, rigor, and candor. - Own the vision and strategy for Loans Lifecycle and Money Movement. Define the multi-year product strategy for Affirm's foundational loan systems and global money movement infrastructure — ensuring they are scalable, compliant, and capable of supporting rapid product innovation. Translate that vision into clear roadmaps and decisions that teams can execute against. - Be the domain authority. Serve as the executive-level subject matter expert on loan lifecycle mechanics, payment rails, settlement flows, and institutional transfers — guiding product, engineering, and business partners on tradeoffs, best practices, and platform decisions. - Drive cross-functional alignment at scale. Partner closely with Engineering, Accounting, Treasury, Capital Markets, Legal, Compliance, and Client Success teams. Navigate complexity, balance competing stakeholder needs, and build trust through clear communication and a strong delivery track record. - Enable platform scalability and international expansion. Architect platform strategies that simplify domain boundaries, standardize loan behaviors across products and markets, and unlock faster time-to-market for new geographies and product lines. - Measure and improve platform health. Define success metrics — including settlement success rates, reconciliation coverage, exception volumes, and time-to-resolution — and hold teams accountable to the reliability and accuracy standards these critical systems demand. - Influence up and across the organization. Regularly present strategy, tradeoffs, and priorities to senior leadership. Shape organizational thinking on where to invest and what to deprioritize. What we look for - 10+ years of product management experience, with at least 3–5 years managing and developing PM teams including people managers - Deep experience in loans or lending systems — you understand loan lifecycle mechanics, platform architecture for loan servicing, and the compliance and operational requirements that come with it - Meaningful experience in money movement, payments infrastructure, or financial operations — you're fluent in payment rails, settlement flows, cross-border transfers, and the reliability and accuracy standards these systems demand - Experience in fintech, financial services,

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the team Product Design at Affirm drives business success by exceeding user expectations. We are a collaborative, agile team that continues to strive for greater solutions. We partner closely with Product, Engineering, and Analytics to translate complex user needs into simple, intuitive, and scalable product experiences. We rely on empathy, design craft, and systems thinking to champion the user in every decision, ensuring our products empower people to manage their money with confidence. About the role We are looking for an experienced Staff Product Designer to join us at a critical juncture as we evolve how our users interact with Affirm through agentic solutions. You will lead the effort to help establish when, where and how we utilize AI to consistently help the consumer in the moment, providing them with proactive experiences. You will partner closely with Product to define a roadmap for success. This role focuses on building a hybrid search and discovery interface that seamlessly balances the high-intent efficiency of traditional UI with the discovery power of AI. In addition, you will help create a unified vision on how AI can transform our consumer touchpoints. What you’ll do - Own and drive design AI and agentic initiatives for Affirm’s Consumer experience, delivering high-impact, customer-centric solutions that align with business objectives. - Design intuitive, conversational, and agentic patterns that feel proactive and helpful, moving beyond reactive commerce to anticipation. - Define the design language for Affirm’s future AI-driven interactions, prioritizing trust, clarity, and predictable outcomes for our users. - Collaborate cross-functionally with product, engineering, data science, marketing, and research to drive innovation and deliver seamless, intuitive experiences. - Embrace agility—iterating quickly, adapting to change, and making data-driven decisions while maintaining a strong vision for the future. - Balance near-term execution with long-term strategic thinking, ensuring scalability and coherence across the Affirm ecosystem. - Push the envelope—challenge the status quo, think outside the box, and take calculated risks to drive meaningful innovation in financial products. - Bring exceptional visual and interaction design skills to craft delightful, polished experiences that build trust and confidence. - Champion a test-and-learn mindset, leveraging experimentation, research, and analytics to continuously refine and optimize user experiences. What we look for AI Product Design & Strategic Vision - AI/Agentic Design Experience: Proven track record of designing AI-driven, agentic, or conversational user interfaces that deliver real user value. - Advanced Prototyping: Proficiency in prototyping non-linear, multi-modal user flows to test and validate complex AI interactions. - Human-Centered AI Principles: Strong understanding of HCAI principles, focusing on user trust, transparency, system feedback, and explainability. - High-Stakes Design: Ability to navigate and design for complex, high-stakes consumer financial

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Product team The Product team listens to our customers’ needs and translates those insights into a clear product vision. The team works closely with design, engineering, and analytics to build scalable financial products that empower people to manage their money with confidence. We rely on empathy, curiosity, and business sense to prioritize features and improve experiences. Our role is to lead with clarity, support cross-functional execution, and champion the user in every decision. About the role Our Shopping & Offers program is a fast-growing platform that operates with the agility of a startup while leveraging the scale of an industry leader, delivering Shopping and Offers experiences directly to our Consumers and Conversion for our Merchant partners alike. You will be a pivotal strategic leader responsible for defining the next chapter of Affirm's DTC shopping and offers experience. You will lead a portfolio of high-impact consumer journeys—including Agentic Search, Home, and Profile experiences—that directly influence conversion, engagement, and revenue. This is a role for a seasoned product leader obsessed with consumer experiences, two sided marketplaces, and disrupting the payments & credit landscape. What you’ll do - Strategic Leadership: Define and socialize a long-term Shopping & Offers vision and strategy, and translate that vision into clear roadmaps and decisions that teams can execute against - Portfolio Oversight: Manage and scale a portfolio of consumer-facing surfaces, including Home, Search, and Profile/Settings, ensuring a simple and consistent experience across platforms - Lead and grow a high-performing PM team. Build, mentor, and manage a team of product managers, including people managers. You'll set the bar for craft, create development paths, and cultivate a culture of ownership, rigor, and candor. - Executive Communication: Proactively align senior leadership on strategy, execution risks, and mitigation plans, ensuring organizational clarity during complex initiatives - Drive cross-functional alignment at scale: Partner with Engineering, Design, Analytics, and Revenue leaders to optimize the marketplace ecosystem, balancing merchant value with consumer experiences - Operational Excellence: Establish frameworks for rigorous experimentation and funnel analysis to drive measurable gains in completion rates and customer retention What we look for - Experience: 10+ years of product management leadership, with a proven track record of shipping large-scale consumer products in fintech, e-commerce, or marketplace environments - Strategic Clarity: Demonstrated ability to bring "clarity when things feel messy," turning ambiguous problems into crisp narratives and structured execution plans - AI/LLM Fluency: Familiarity with AI-native product development, including agentic patterns and LLM-powered discovery experiences, to lead our highest-leverage bets in search <li&g

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Product team The Product team listens to our customers’ needs and translates those insights into a clear product vision. The team works closely with design, engineering, and analytics to build scalable financial products that empower people to manage their money with confidence. We rely on empathy, curiosity, and business sense to prioritize features and improve experiences. Our role is to lead with clarity, support cross-functional execution, and champion the user in every decision. About the role Affirm is building the next generation of consumer finance, and the Affirm Card sits at the center of that vision—blending debit, pay-over-time, and network-native experiences into a single product. We’re looking for a Director of Product to lead the Affirm Card and Card Platform—owning both the end-user experience, the business outcomes of every card product, and the underlying platform that powers card issuance, authorization, servicing, and partner integrations. This is a pillar-level leadership role responsible for defining strategy, building a high-performing team, and delivering durable business outcomes across one of Affirm’s most strategic product areas. What you’ll do Own the Card domain end-to-end - Define and drive the multi-year vision for Affirm Card across consumer experience, growth, and economics, inclusive of new card products that complement the one we have in market today. - Lead the US direct to consumer card products (Affirm Cards, and in app virtual cards) - Oversee our Card Platform (authorization, ledgering, servicing, controls) which powers the D2C products both domestically and internationally, along with a number of merchant and partner integrations. - Translate company strategy into a coherent roadmap spanning multiple teams and systems Build and scale a high-performing product organization - Manage and develop a team of PMs and PM leaders - Establish product standards, operating cadence, and decision frameworks - Build a durable org that delivers high-quality outcomes without direct involvement in every decision Drive business outcomes at scale - Own GMV, engagement, unit economics, and credit outcomes for the Card domain - Shape investment strategy, tradeoffs, and resource allocation across multiple product areas - Partner with Finance and Credit to optimize profitability and risk Lead platform strategy and execution - Drive platform capabilities that unlock velocity across Affirm (APIs, controls, servicing systems) - Partner deeply with Engineering to make cost vs. value tradeoffs at the system level - &l

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Direct-to-Consumer (DTC) team plays a pivotal role in Affirm’s mission, building products that establish direct and lasting relationships with our customers. Our App and Card experiences empower people with transparent financing options wherever they need them, helping them make informed financial decisions with confidence. As a Staff Product Designer, you will have the opportunity to shape the future of consumer finance at a critical inflection point in Affirm’s journey. This is one of the most impactful product areas, and you’ll have the full support of a deeply experienced and committed team to push boundaries, innovate, and create best-in-class experiences that redefine how people interact with their finances. What You’ll Do - Own and drive design initiatives for Affirm’s App and Card experience, delivering high-impact, customer-centric solutions that align with business objectives. - Collaborate cross-functionally with product, engineering, data science, marketing, and research to drive innovation and deliver seamless, intuitive experiences. - Embrace agility—iterating quickly, adapting to change, and making data-driven decisions while maintaining a strong vision for the future. - Balance near-term execution with long-term strategic thinking, ensuring scalability and coherence across the Affirm ecosystem. - Push the envelope—challenge the status quo, think outside the box, and take calculated risks to drive meaningful innovation in financial products. - Bring exceptional visual and interaction design skills to craft delightful, polished experiences that build trust and confidence. - Champion a test-and-learn mindset, leveraging experimentation, research, and analytics to continuously refine and optimize user experiences. What We’re Looking For - Proactive & Adaptable: You thrive in fast-paced, evolving environments and take initiative to drive progress. - Strong Product Sense: You deeply understand user needs, business goals, and technical constraints—and can balance them effectively in your design decisions. - Data-Informed & Risk-Taking: You use data to guide your thinking but aren’t afraid to challenge assumptions and explore bold ideas. - Collaborative & Humble: You value diverse perspectives, work well with cross-functional partners, and are open to feedback to make the best decisions for our users. - Exceptional Craft & Visual Skills: You have a keen eye for detail, design systems, and interaction patterns that elevate user experiences. - Passion for Innovation: You’re excited about the challenge of designing financial products that improve people’s lives and want to push the industry forward. If you’re excited about the challenge of building the best financial products, redefining what’s possible, and driving innovation at scale, we’d love to hear from you! Pay Grade - N Equity Grade - 12 Employees new to Affirm typically come in at the start of the pay range. Affir

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. As a Staff Product Manager on our Consumer team, you’ll help define how millions of consumers experience Affirm across our mobile apps, web experiences, and future consumer surfaces. As the Staff Product Manager, App Platform & Experience, you will own the foundational systems, frameworks, and experiences that make Affirm intuitive, cohesive, and scalable. You will define the experience architecture that enables teams across the company to deliver consistent, high-quality consumer experiences while maintaining a clear and unified vision for how consumers interact with Affirm. You’ll partner closely with our Mobile and Web organizations to evolve the shared platforms, systems, and React Native foundations that power Affirm’s consumer experiences. This is a highly cross-functional leadership role that sits at the intersection of Product, Design, Engineering, Research, Analytics, and Brand. What you’ll do: - Define and drive the long-term vision for Affirm’s core consumer experience across app, web, and future consumer surfaces. - Own foundational experience domains including navigation, information architecture, design systems, shared UX frameworks, and platform capabilities. - Lead major experience initiatives, including large-scale redesigns and structural improvements to the consumer journey. - Partner closely with Mobile and Web Engineering teams to shape the architecture, capabilities, and developer experience of Affirm’s consumer platforms, including our React Native application stack. - Help define the shared capabilities, navigation patterns, component frameworks, and platform investments that enable product teams to build high-quality experiences consistently across React Native and web surfaces. - Establish principles, standards, and frameworks that help product teams deliver consistent and intuitive experiences. - Create scalable approaches for common consumer experience patterns across onboarding, discovery, personalization, engagement, servicing, and account management. - Serve as a strong advocate for consumers, ensuring that user needs remain at the center of product and platform decisions. - Drive alignment across multiple organizations and influence roadmaps without direct authority. - Establish mechanisms that raise the quality bar across the Consumer organization, including experience reviews, standards, and governance processes. - Use research, experimentation, analytics, and product judgment to identify opportunities to improve the overall consumer experience. What we look for - 8+ years of product management experience building consumer technology products at scale. - Demonstrated success leading highly cross-functional initiatives that span multiple teams and product areas. - Strong consumer product instincts and exceptional product taste. - Experience owning or influencing core mobile and web experiences, navigation systems, information architecture, platform experiences, or design systems. <li&

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Product team The Product team listens to our customers’ needs and translates those insights into a clear product vision. The team works closely with design, engineering, and analytics to build scalable financial products that empower people to manage their money with confidence. We rely on empathy, curiosity, and business sense to prioritize features and improve experiences. Our role is to lead with clarity, support cross-functional execution, and champion the user in every decision. About the role We’re looking for an outstanding product manager who is not bound by the existing paradigms of traditional banks. This role is part of the Credit & Pricing Product team, responsible for consumer credit, underwriting, merchant pricing, and loan economics across the entire portfolio of merchants and channel partnerships. In joining this team, you will be at the center of Affirm’s credit & pricing strategy to expand our footprint into new verticals and product offerings. The team drives innovative solutions that fuel all end user experiences in the US and globally while partnering with a wide variety of teams including but not limited to product, engineering, analytics, design, marketing, legal, capital, commercial and more. What you’ll do - Define and drive product strategy in collaboration with your peers in Credit & Pricing engineering, analytics, and go-to-market teams. - Define new products and features with specs and prototypes that enable merchants to offer consumers attractive financing terms. - Analyze the impact of product features and define metrics for success. - Establish yourself as a trusted partner of our Credit, Pricing, Commercial, Design, and Engineering teams to successfully launch and scale products. - Collaborate across product teams to support initiatives that interface with Affirm’s Credit & Pricing capabilities (e.g., international expansion, large merchant integrations, new product verticals, cost optimizations). What we look for - Motivation: You have a passion and drive to change consumer finance for the better. - Analytical skills: You have a data-driven learning style and use quantitative information to make product decisions. - Experimental mindset: You like to test and learn in a way that incorporates both customer needs and data. You must be comfortable operating autonomously and unafraid to learn/fail fast. - Results: Experience shipping simple, elegant user-facing products with measurable impact to the bottom line. - Product experience: Minimum 3-4 years of prior product or relevant experience in consumer finance, payments, underwriting, and machine learning models. - Bachelor’s or Master’s in Computer Science, or other related fields; or equivalent practical experience. Pay Grade - N Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Product team The Product team listens to our customers’ needs and translates those insights into a clear product vision. The team works closely with design, engineering, and analytics to build scalable financial products that empower people to manage their money with confidence. We rely on empathy, curiosity, and business sense to prioritize features and improve experiences. Our role is to lead with clarity, support cross-functional execution, and champion the user in every decision. About the role We’re looking for an outstanding product manager who is not bound by the existing paradigms of traditional banks. This role is part of the Credit & Pricing Product team, responsible for consumer credit, underwriting, merchant pricing, and loan economics across the entire portfolio of merchants and channel partnerships. In joining this team, you will be at the center of Affirm’s credit & pricing strategy to expand our footprint into new verticals and product offerings. The team drives innovative solutions that fuel all end user experiences in the US and globally while partnering with a wide variety of teams including but not limited to product, engineering, analytics, design, marketing, legal, capital, commercial and more. What you’ll do - Define and drive product strategy in collaboration with your peers in Credit & Pricing engineering, analytics, and go-to-market teams. - Define new products and features with specs and prototypes that enable merchants to offer consumers attractive financing terms. - Analyze the impact of product features and define metrics for success. - Establish yourself as a trusted partner of our Credit, Pricing, Commercial, Design, and Engineering teams to successfully launch and scale products. - Collaborate across product teams to support initiatives that interface with Affirm’s Credit & Pricing capabilities (e.g., international expansion, large merchant integrations, new product verticals, cost optimizations). What we look for - Motivation: You have a passion and drive to change consumer finance for the better. - Analytical skills: You have a data-driven learning style and use quantitative information to make product decisions. - Experimental mindset: You like to test and learn in a way that incorporates both customer needs and data. You must be comfortable operating autonomously and unafraid to learn/fail fast. - Results: Experience shipping simple, elegant user-facing products with measurable impact to the bottom line. - Product experience: Minimum 4+ years of prior product or relevant experience in consumer finance, payments, underwriting, and machine learning models. - Bachelor’s or Master’s in Computer Science, or other related fields; or equivalent practical experience. Pay Grade - N Equity Grade - 9 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transp

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the team Product Design at Affirm drives business success by exceeding user expectations. We are a collaborative, agile team that continues to strive for greater solutions. We partner closely with Product, Engineering, and Analytics to translate complex user needs into simple, intuitive, and scalable product experiences. We rely on empathy, design craft, and systems thinking to champion the user in every decision, ensuring our products empower people to manage their money with confidence. About the role We are looking for an experienced Staff Product Designer to join us at a critical juncture as we evolve how our users interact with Affirm through agentic solutions. You will lead the effort to help establish when, where and how we utilize AI to consistently help the consumer in the moment, providing them with proactive experiences. You will partner closely with Product to define a roadmap for success. This role focuses on building a hybrid search and discovery interface that seamlessly balances the high-intent efficiency of traditional UI with the discovery power of AI. In addition, you will help create a unified vision on how AI can transform our consumer touchpoints. What you’ll do - Own and drive design AI and agentic initiatives for Affirm’s Consumer experience, delivering high-impact, customer-centric solutions that align with business objectives. - Design intuitive, conversational, and agentic patterns that feel proactive and helpful, moving beyond reactive commerce to anticipation. - Define the design language for Affirm’s future AI-driven interactions, prioritizing trust, clarity, and predictable outcomes for our users. - Collaborate cross-functionally with product, engineering, data science, marketing, and research to drive innovation and deliver seamless, intuitive experiences. - Embrace agility—iterating quickly, adapting to change, and making data-driven decisions while maintaining a strong vision for the future. - Balance near-term execution with long-term strategic thinking, ensuring scalability and coherence across the Affirm ecosystem. - Push the envelope—challenge the status quo, think outside the box, and take calculated risks to drive meaningful innovation in financial products. - Bring exceptional visual and interaction design skills to craft delightful, polished experiences that build trust and confidence. - Champion a test-and-learn mindset, leveraging experimentation, research, and analytics to continuously refine and optimize user experiences. What we look for AI Product Design & Strategic Vision - AI/Agentic Design Experience: Proven track record of designing AI-driven, agentic, or conversational user interfaces that deliver real user value. - Advanced Prototyping: Proficiency in prototyping non-linear, multi-modal user flows to test and validate complex AI interactions. - Human-Centered AI Principles: Strong understanding of HCAI principles, focusing on user trust, transparency, system feedback, and explainability. - High-Stakes Design: Ability to navigate and design for complex, high-stakes consumer financial

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Our mission to deliver honest financial products that improve lives extends globally. To support this mission, we are building out the backbone of our fintech systems to ensure they are scalable, compliant, and capable of supporting rapid product innovation. We’re looking for a strong product leader to drive this vision forward! As a Senior Product Manager on the Financial Platforms team, you will work at the core of Affirm’s backend financial systems and data infrastructure. You will be responsible for building foundational platform capabilities that power critical financial workflows and enable scalable integrations across engineering, data, and business systems. This role requires strong platform product thinking, technical fluency across APIs and data systems, and the ability to collaborate across engineering and cross-functional teams to drive impactful solutions. You will lead initiatives that improve system reliability, scalability, and operational efficiency while supporting new products and business growth. What you’ll do - Solve ambiguous problems. Solve complex and ambiguous platform problems, define execution strategies that balance short and long-term impact, and drive operational improvements across critical financial systems. - Own platform strategy and roadmap. Define product objectives and own the roadmap for foundational platform capabilities, integrations, and shared services that support financial operations and reporting workflows. - Drive scalable system design. Partner closely with Engineering and Data teams to define APIs, data contracts, platform interfaces, and migration strategies that improve scalability, reliability, and maintainability. - Roadmap ownership. Define product objectives, partner with engineering and cross-functional partners to drive requirements, ultimately lead execution to launch key products and features. - Communication. As a senior member of the Product Management team, you’ll regularly communicate across product and engineering teams as well as cross-functional stakeholders, including frequently presenting to senior leadership. What we’re looking for - 4+ years of product management experience, preferably working on platform products. - Highly analytical mindset, able to balance strategic thinking with a strong bias for action and hands-on problem-solving. - Proven track record of launching and managing high-impact products. - Outstanding written and verbal communication with a diverse stakeholder audience. - The ability to turn incomplete, conflicting, or ambiguous inputs into solid action plans. - Solid technical chops that allow you to have in depth technical discussions and opinions. - This position requires either equivalent practical experience or a Bachelor’s degree in a related field Pay Grade - N Equity Grade - 9 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.<br&g

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Direct-to-Consumer (DTC) team plays a pivotal role in Affirm’s mission to build direct, lasting relationships with our customers. Our App and Card experiences empower people with modern, transparent ways to pay and manage their finances—building trust and confidence along the way. We’re at a critical inflection point in Affirm’s journey, with millions of people engaging with our products and new opportunities to expand how they use Affirm every day. As a Senior Product Designer, you’ll partner closely with a cross-functional team to shape end-to-end experiences, deliver high-quality outcomes, and evolve how people interact with their money. What You'll Do - Lead end-to-end design for key initiatives within a product area—from discovery through delivery and iteration—driving meaningful customer and business outcomes. - Own complex flows and ambiguous problem spaces, defining clear problem statements, success metrics, and design direction. - Partner closely with product, engineering, and data to make informed trade-offs and deliver intuitive, high-quality experiences. - Balance speed and quality, making pragmatic decisions while contributing to a cohesive product experience. - Use research, data, and experimentation to inform decisions and continuously improve outcomes. - Contribute to design systems and patterns, strengthening consistency and scalability across your area. - Facilitate alignment and decision-making, ensuring teams move forward with clarity. - Support and mentor other designers, helping raise the quality of work across the team. What We Look For - Strong Craft & Execution: You consistently deliver polished, thoughtful interaction and visual design with high attention to detail. - Product Thinking: You balance user needs, business goals, and technical constraints to make sound design decisions and improve end-to-end experiences. - Ownership & Initiative: You take ownership of ambiguous problems and drive work forward with minimal oversight. - Cross-functional Collaboration: You build strong partnerships, communicate clearly, and help teams align on decisions and trade-offs. - Data-Informed Decision Making: You use research, experimentation, and analytics to guide your work and iterate toward better outcomes. - Team-Level Influence: You’re a trusted design partner within your area, contributing to direction and improving how the team works. - Growth & Agility: You seek feedback, continuously improve your craft, and leverage modern tools—including AI—to accelerate your workflow. - Tools & Experience: Proficiency with modern design and collaboration tools (Figma, G Suite, Notion, etc.). - 5+ years of product design experience or equivalent practical experience. Pay Grade - L Equity Grade - 6 Employees new to Affirm typically come in at the start

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Our mission to deliver honest financial products that improve lives extends globally. To support this mission, we are building out the backbone of our fintech systems to ensure they are scalable, compliant, and capable of supporting rapid product innovation. We’re looking for a strong product leader to drive this vision forward! As a Senior Product Manager on the Financial Platforms team, you will work at the core of Affirm’s backend financial systems and data infrastructure. You will be responsible for building foundational platform capabilities that power critical financial workflows and enable scalable integrations across engineering, data, and business systems. This role requires strong platform product thinking, technical fluency across APIs and data systems, and the ability to collaborate across engineering and cross-functional teams to drive impactful solutions. You will lead initiatives that improve system reliability, scalability, and operational efficiency while supporting new products and business growth. What you’ll do - Solve ambiguous problems. Solve complex and ambiguous platform problems, define execution strategies that balance short and long-term impact, and drive operational improvements across critical financial systems. - Own platform strategy and roadmap. Define product objectives and own the roadmap for foundational platform capabilities, integrations, and shared services that support financial operations and reporting workflows. - Drive scalable system design. Partner closely with Engineering and Data teams to define APIs, data contracts, platform interfaces, and migration strategies that improve scalability, reliability, and maintainability. - Roadmap ownership. Define product objectives, partner with engineering and cross-functional partners to drive requirements, ultimately lead execution to launch key products and features. - Communication. As a senior member of the Product Management team, you’ll regularly communicate across product and engineering teams as well as cross-functional stakeholders, including frequently presenting to senior leadership. What we’re looking for - 4+ years of product management experience, preferably working on platform products. - Highly analytical mindset, able to balance strategic thinking with a strong bias for action and hands-on problem-solving. - Proven track record of launching and managing high-impact products. - Outstanding written and verbal communication with a diverse stakeholder audience. - The ability to turn incomplete, conflicting, or ambiguous inputs into solid action plans. - Solid technical chops that allow you to have in depth technical discussions and opinions. - This position requires either equivalent practical experience or a Bachelor’s degree in a related field Pay Grade - N Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experi

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Product team The Product team listens to our customers’ needs and translates those insights into a clear product vision. The team works closely with design, engineering, and analytics to build scalable financial products that empower people to manage their money with confidence. We rely on empathy, curiosity, and business sense to prioritize features and improve experiences. Our role is to lead with clarity, support cross-functional execution, and champion the user in every decision. About the role Affirm is building the next generation of consumer finance, and the Affirm Card sits at the center of that vision—blending debit, pay-over-time, and network-native experiences into a single product. We’re looking for a Director of Product to lead the Affirm Card and Card Platform—owning both the end-user experience, the business outcomes of every card product, and the underlying platform that powers card issuance, authorization, servicing, and partner integrations. This is a pillar-level leadership role responsible for defining strategy, building a high-performing team, and delivering durable business outcomes across one of Affirm’s most strategic product areas. What you’ll do Own the Card domain end-to-end - Define and drive the multi-year vision for Affirm Card across consumer experience, growth, and economics, inclusive of new card products that complement the one we have in market today. - Lead the US direct to consumer card products (Affirm Cards, and in app virtual cards) - Oversee our Card Platform (authorization, ledgering, servicing, controls) which powers the D2C products both domestically and internationally, along with a number of merchant and partner integrations. - Translate company strategy into a coherent roadmap spanning multiple teams and systems Build and scale a high-performing product organization - Manage and develop a team of PMs and PM leaders - Establish product standards, operating cadence, and decision frameworks - Build a durable org that delivers high-quality outcomes without direct involvement in every decision Drive business outcomes at scale - Own GMV, engagement, unit economics, and credit outcomes for the Card domain - Shape investment strategy, tradeoffs, and resource allocation across multiple product areas - Partner with Finance and Credit to optimize profitability and risk Lead platform strategy and execution - Drive platform capabilities that unlock velocity across Affirm (APIs, controls, servicing systems) - Partner deeply with Engineering to make cost vs. value tradeoffs at the system level - &l

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We’re hiring a Senior Product Manager, Shopping Experiences (Direct to Consumer) to launch and scale Affirm's DTC shopping and offers experience. In this role, you’ll identify high-impact growth opportunities, validate them, through rapid experimentation, and bring them to market at scale. You’ll play a critical role in shaping high-impact consumer journeys, App and Web checkout experiences, consumer shopping preferences and Offers to customers. These directly influence conversion, engagement, and revenue. What you'll do - Define and own the Shopping Experiences roadmap for new growth channels, setting clear hypotheses, success metrics, and sequencing - Launch and scale checkout flows, offers in app and web, consumer shopping preferences across app and web, partnering closely with Engineering and Design to deliver seamless, high-conversion onboarding experiences. - Design and execute acquisition programs (e.g., referrals, exploratory partner pilots) with measurable CAC→LTV impact. - Own funnel performance end-to-end: track weekly acquisitions, 30-day activation, drop-offs by step, and implement robust incrementality testing. - Collaborate cross-functionally with Risk, Compliance, Marketing, and the Card Foundations team to align dependencies and ensure safe, scalable growth. - Continuously experiment and iterate to unlock new conversion levers, maximize engagement, and expand card and consumer usage What we look for - 4+ years in Product Management; Ideally with previous background owning growth/distribution channels - Track record shipping consumer financial or regulated products; comfort partnering with Risk/Credit, Legal, and Compliance. - Deep fluency in experiment design, incrementality/attribution, and CAC→LTV optimization. - Strong UX instincts for moment‑of‑intent surfaces; ability to work across web, app, and partner integrations. - AI tools like Claude Code, Cursor, and others to research, analyze, visualize experiences and help develop better product vision - Data chops (SQL/Amplitude‑level self‑serve) and a bias for shipping, learning, and iterating quickly. - Excellent cross‑functional leadership; experience leading embedded eng/design pods. - Bachelor's degree in a related field or equivalent practical experience Pay Grade - N Equity Grade - 9 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $195,000-255,000 USA base pay range (all other U.S. states) per year: $173,000-233,000 LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Our Financial Platform sits at the heart of every loan Affirm makes and every dollar we move. We're looking for a Director of Product Management to lead and scale the teams behind two of our most critical and complex domains: Loans Lifecycle and Money Movement. This is a role for a seasoned product leader who thrives in the intersection of financial systems, platform engineering, and organizational scale. What you’ll do - Lead and grow a high-performing PM team. Build, mentor, and manage a team of 6–10 product managers, including people managers. You'll set the bar for craft, create development paths, and cultivate a culture of ownership, rigor, and candor. - Own the vision and strategy for Loans Lifecycle and Money Movement. Define the multi-year product strategy for Affirm's foundational loan systems and global money movement infrastructure — ensuring they are scalable, compliant, and capable of supporting rapid product innovation. Translate that vision into clear roadmaps and decisions that teams can execute against. - Be the domain authority. Serve as the executive-level subject matter expert on loan lifecycle mechanics, payment rails, settlement flows, and institutional transfers — guiding product, engineering, and business partners on tradeoffs, best practices, and platform decisions. - Drive cross-functional alignment at scale. Partner closely with Engineering, Accounting, Treasury, Capital Markets, Legal, Compliance, and Client Success teams. Navigate complexity, balance competing stakeholder needs, and build trust through clear communication and a strong delivery track record. - Enable platform scalability and international expansion. Architect platform strategies that simplify domain boundaries, standardize loan behaviors across products and markets, and unlock faster time-to-market for new geographies and product lines. - Measure and improve platform health. Define success metrics — including settlement success rates, reconciliation coverage, exception volumes, and time-to-resolution — and hold teams accountable to the reliability and accuracy standards these critical systems demand. - Influence up and across the organization. Regularly present strategy, tradeoffs, and priorities to senior leadership. Shape organizational thinking on where to invest and what to deprioritize. What we look for - 10+ years of product management experience, with at least 3–5 years managing and developing PM teams including people managers - Deep experience in loans or lending systems — you understand loan lifecycle mechanics, platform architecture for loan servicing, and the compliance and operational requirements that come with it - Meaningful experience in money movement, payments infrastructure, or financial operations — you're fluent in payment rails, settlement flows, cross-border transfers, and the reliability and accuracy standards these systems demand - Experience in fintech, financial services,

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Our mission to deliver honest financial products that improve lives extends beyond borders. Consumers across the globe need safe, transparent financing. Our retail partners need Affirm to be there for them, wherever that might be. To help achieve this vision, we are expanding our product lines and becoming a global company. The International team is responsible for growing Affirm’s presence & performance with merchants across the globe and building the products & capabilities that enable Affirm to enter into new verticals and markets. As a Group Product Management Manager on the International team, you will drive Affirm’s expansion and growth in the UK and new international markets – from iterating on the product vision, refining the product strategy, developing a roadmap, and leading execution. In this role, you will scale and manage a team of Product Managers owning surface areas across our Purchase Experiences for the UK and new markets, partnering closely with a broad set of cross functional teams to drive International strategy and outcomes across Affirms largest strategic partners. Effective stakeholder management and ability to successfully navigate organizational dynamics are a must for success. You should be commercially minded, be high agency with a bias towards action, and comfortable having technical conversations and opinions. What You'll Do - Drive the execution, growth, and scale of Affirm in the United Kingdom and new international markets - Scale and manage a team of Product Managers, driving a high empowerment and bar-raising culture - Drive success metrics by shipping high impact work that meaningfully moves the needle for Affirm’s business and customers - Partner effectively with engineering teams across the organization to drive product development and prioritization - Collaborate with stakeholders (such as Revenue, Legal, Compliance, Credit, Fraud, etc) to shape your product roadmap and incorporate legal, governance & regulatory oversight into your products - Understand Affirm users and merchants at a deep level -- what’s important to them, what drives their decision making, why they love Affirm, and what they wish we could do better - Identify and create the experiences that make it seamless for strategic partners, platforms, and key merchants to deliver an incredible buy now, pay later experience to consumers What We Look For - This isn’t your first rodeo. You’ve directly managed technical software products from kick-off to post-launch – driving meaningful business impact that you can speak to - You have experience working on consumer technology product in the UK or Europe. Bonus points if it is a fintech product, even more bonus points if it is a BNPL product. - You have managed a high performing team of product managers - You’re equally comfortable diving into technical details with an engineer, iterating on a Figma with a designer, and breaking down a funnel with a data analyst - You have the discipline, organizational skills, and interpersonal com

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. As a Staff Product Manager on our Consumer team, you’ll help define how millions of consumers experience Affirm across our mobile apps, web experiences, and future consumer surfaces. As the Staff Product Manager, App Platform & Experience, you will own the foundational systems, frameworks, and experiences that make Affirm intuitive, cohesive, and scalable. You will define the experience architecture that enables teams across the company to deliver consistent, high-quality consumer experiences while maintaining a clear and unified vision for how consumers interact with Affirm. You’ll partner closely with our Mobile and Web organizations to evolve the shared platforms, systems, and React Native foundations that power Affirm’s consumer experiences. This is a highly cross-functional leadership role that sits at the intersection of Product, Design, Engineering, Research, Analytics, and Brand. What you’ll do - Define and drive the long-term vision for Affirm’s core consumer experience across app, web, and future consumer surfaces. - Own foundational experience domains including navigation, information architecture, design systems, shared UX frameworks, and platform capabilities. - Lead major experience initiatives, including large-scale redesigns and structural improvements to the consumer journey. - Partner closely with Mobile and Web Engineering teams to shape the architecture, capabilities, and developer experience of Affirm’s consumer platforms, including our React Native application stack. - Help define the shared capabilities, navigation patterns, component frameworks, and platform investments that enable product teams to build high-quality experiences consistently across React Native and web surfaces. - Establish principles, standards, and frameworks that help product teams deliver consistent and intuitive experiences. - Create scalable approaches for common consumer experience patterns across onboarding, discovery, personalization, engagement, servicing, and account management. - Serve as a strong advocate for consumers, ensuring that user needs remain at the center of product and platform decisions. - Drive alignment across multiple organizations and influence roadmaps without direct authority. - Establish mechanisms that raise the quality bar across the Consumer organization, including experience reviews, standards, and governance processes. - Use research, experimentation, analytics, and product judgment to identify opportunities to improve the overall consumer experience. What we look for - 8+ years of product management experience building consumer technology products at scale. - Demonstrated success leading highly cross-functional initiatives that span multiple teams and product areas. - Strong consumer product instincts and exceptional product taste. - Experience owning or influencing core mobile and web experiences, navigation systems, information architecture, platform experiences, or design systems. <li&g

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Director of Product Management, Shopping & Offers Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without hidden fees or compounding interest. Our Shopping & Offers program is a fast-growing platform that operates with the agility of a startup while leveraging the scale of an industry leader, delivering Shopping and Offers experiences directly to our Consumers and Conversion for our Merchant partners alike You will be a pivotal strategic leader responsible for defining the next chapter of Affirm's DTC shopping and offers experience. You will lead a portfolio of high-impact consumer journeys—including Agentic Search, Home, and Profile experiences—that directly influence conversion, engagement, and revenue. This is a role for a seasoned product leader obsessed with consumer experiences, two sided marketplaces, and disrupting the payments & credit landscape What you'll do - Strategic Leadership: Define and socialize a long-term Shopping & Offers vision and strategy, and translate that vision into clear roadmaps and decisions that teams can execute against - Portfolio Oversight: Manage and scale a portfolio of consumer-facing surfaces, including Home, Search, and Profile/Settings, ensuring a simple and consistent experience across platforms - Lead and grow a high-performing PM team. Build, mentor, and manage a team of product managers, including people managers. You'll set the bar for craft, create development paths, and cultivate a culture of ownership, rigor, and candor. - Executive Communication: Proactively align senior leadership on strategy, execution risks, and mitigation plans, ensuring organizational clarity during complex initiatives - Drive cross-functional alignment at scale: Partner with Engineering, Design, Analytics, and Revenue leaders to optimize the marketplace ecosystem, balancing merchant value with consumer experiences - Operational Excellence: Establish frameworks for rigorous experimentation and funnel analysis to drive measurable gains in completion rates and customer retention What we look for - Experience: 10+ years of product management leadership, with a proven track record of shipping large-scale consumer products in fintech, e-commerce, or marketplace environments. - Strategic Clarity: Demonstrated ability to bring "clarity when things feel messy," turning ambiguous problems into crisp narratives and structured execution plans. - AI/LLM Fluency: Familiarity with AI-native product development, including agentic patterns and LLM-powered discovery experiences, to lead our highest-leverage bets in search - Analytical Rigor: Exceptional ability to use data (including LTV/CAC and profitability assessments) to guide prioritization and quantify the impact of product features. - People Leadership: Experience operating through layers of leadership, delegating ownership effectively, and scaling decision-making across diverse product lines. - Consumer Empathy: A "consumer-first" mindset with a high bar for design polish and a commitment to delivering honest financial products Pay Grade - T Equity Grade - USA 18 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simp

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We’re hiring a Senior Product Manager, Card Acquisition (New Channels) to launch and scale new acquisition channels for the Affirm Card. In this role, you’ll identify high-impact growth opportunities, validate them through rapid experimentation, and bring them to market at scale. You’ll play a pivotal role in shaping how millions of consumers first discover and adopt the Affirm Card, with direct ownership over measurable acquisition and activation outcomes. This is a highly visible role with significant opportunity to influence strategy and drive Affirm’s next phase of cardholder growth. What you'll do - Define and own the Card Acquisition roadmap for new growth channels, setting clear hypotheses, success metrics, and sequencing. - Launch and scale new acquisition surfaces, partnering closely with Engineering and Design to deliver seamless, high-conversion onboarding experiences. - Design and execute acquisition programs (e.g., referrals, exploratory partner pilots) with measurable CAC→LTV impact. - Own funnel performance end-to-end: track weekly acquisitions, 30-day activation, drop-offs by step, and implement robust incrementality testing. - Collaborate cross-functionally with Risk, Compliance, Marketing, and the Card Foundations team to align dependencies and ensure safe, scalable growth. - Continuously experiment and iterate to unlock new distribution levers, maximize conversion, and expand the cardholder base. What we look for - 4+ years in Product Management; Ideally with previous background owning growth/distribution channels - Track record shipping consumer financial or regulated products; comfort partnering with Risk/Credit, Legal, and Compliance. - Deep fluency in experiment design, incrementality/attribution, and CAC→LTV optimization. - Strong UX instincts for moment‑of‑intent surfaces; ability to work across web, app, and partner integrations. - Data chops (SQL/Amplitude‑level self‑serve) and a bias for shipping, learning, and iterating quickly. - Excellent cross‑functional leadership; experience leading embedded eng/design pods. - Bachelor’s or Master’s in Computer Science, or other related fields; or equivalent practical experience. Pay Grade - N Equity Grade - 9 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $195,000 - $255,000 USA base pay range (all other U.S. states) per year: $173,000 - $233,000 LI-Remote &lt

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Consumer Servicing team owns the ways customers get help at Affirm — including chat, phone, self-service flows, and the internal tools our agents rely on to deliver fast, empathetic, and effective support. We sit at the intersection of customer experience, operational excellence, and AI-driven transformation. We’re looking for a Group Product Manager to lead our Agent Experience pod: the team responsible for the tools, workflows, and AI-powered capabilities that help our agents support millions of customers with speed, accuracy, and care. This is a player-coach role. You’ll lead and develop a team of 2-3 PMs, own the product strategy for a broad and complex domain, and personally dive into the highest-ambiguity, highest-leverage problems — especially as AI changes what great servicing can look like. What You’ll Do You will: - Set the vision and strategy for Agent Experience — define what world-class agent tooling looks like at Affirm, identify the biggest opportunities across workflows, automation, AI, and internal systems, and translate that vision into a clear, sequenced roadmap. - Lead and develop a team of PMs — manage, coach, and raise the bar for 2 PMs working across the Agent Experience portfolio. Help them sharpen product judgment, navigate ambiguity, improve execution, and grow as product leaders. - Operate as a player-coach — stay close enough to the work to personally lead select high-impact initiatives, especially ambiguous or 0-to-1 efforts where the strategy is still forming, while also creating space for your PMs to own meaningful areas independently. - Drive AI-first transformation in servicing — identify where AI and automation can meaningfully improve agent efficiency, reduce customer friction, improve quality, and scale support without losing the human touch. Lead thinking on build-vs-buy decisions and help the team adopt new ways of building with AI. - Partner deeply with Operations and Servicing leaders — understand frontline workflows, operational pain points, quality drivers, and productivity constraints. Build strong relationships with the teams who run servicing day to day, and turn those insights into product strategy. - Create clarity across a complex portfolio — bring structure to ambiguous problems, make smart tradeoffs across competing priorities, and help the team focus on the highest-impact work for customers, agents, and the business. - Build scalable systems for the long term — guide the team toward durable product and platform decisions that can support a growing business, new contact channels, evolving customer expectations, and increasingly sophisticated automation. - Instrument and manage the business impact — define the right success metrics across customer experience, agent productivity, quality, automation, and operational efficiency. Use data, experimentation, and frontline feedback to continuously improve performance. - Influence across the organization — partner with Engineering, Design, Analytics, Operations, Legal, Compliance, and senior leadership to align priorities, unblock execution, and drive outcomes across teams. What We Look For <p&g

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We’re hiring a Senior Product Manager, Shopping Experiences (Direct to Consumer) to launch and scale Affirm's DTC shopping and offers experience. In this role, you’ll identify high-impact growth opportunities, validate them, through rapid experimentation, and bring them to market at scale. You’ll play a critical role in shaping high-impact consumer journeys, App and Web checkout experiences, consumer shopping preferences and Offers to customers. These directly influence conversion, engagement, and revenue. What you'll do - Define and own the Shopping Experiences roadmap for new growth channels, setting clear hypotheses, success metrics, and sequencing - Launch and scale checkout flows, offers in app and web, consumer shopping preferences across app and web, partnering closely with Engineering and Design to deliver seamless, high-conversion onboarding experiences. - Design and execute acquisition programs (e.g., referrals, exploratory partner pilots) with measurable CAC→LTV impact. - Own funnel performance end-to-end: track weekly acquisitions, 30-day activation, drop-offs by step, and implement robust incrementality testing. - Collaborate cross-functionally with Risk, Compliance, Marketing, and the Card Foundations team to align dependencies and ensure safe, scalable growth. - Continuously experiment and iterate to unlock new conversion levers, maximize engagement, and expand card and consumer usage What we look for - 4+ years in Product Management; Ideally with previous background owning growth/distribution channels - Track record shipping consumer financial or regulated products; comfort partnering with Risk/Credit, Legal, and Compliance. - Deep fluency in experiment design, incrementality/attribution, and CAC→LTV optimization. - Strong UX instincts for moment‑of‑intent surfaces; ability to work across web, app, and partner integrations. - AI tools like Claude Code, Cursor, and others to research, analyze, visualize experiences and help develop better product vision - Data chops (SQL/Amplitude‑level self‑serve) and a bias for shipping, learning, and iterating quickly. - Excellent cross‑functional leadership; experience leading embedded eng/design pods. - Bachelor's degree in a related field or equivalent practical experience Pay Grade - N Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) CAN base pay range per year: $153,000-213,000 This posting is for an existing vacancy. LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm is building its own bank — and this role sits at the center of that ambition. We're looking for a Staff Product Manager to own the end-to-end bank product: operationalizing a new bank charter within Affirm's ecosystem, launching the deposit product, driving loan originations through the bank entity, and ensuring seamless integration across Affirm's platform. This is a rare opportunity to build a foundational new business line from the ground up — one that will reshape how Affirm funds, serves, and grows relationships with its consumers. You'll work at the intersection of regulated banking, platform engineering, and consumer products to bring Affirm's bank to life. What You’ll Do - Own the end-to-end bank product. Serve as the single-threaded product owner across deposits, loan originations, banking compliance, and operations. You are the person who holds the full picture of how the bank works within Affirm's ecosystem — and you drive it forward. - Launch and own the bank’s deposit product. Ship Affirm’s bank deposit offering as part of launch, then own the deposit product roadmap on a go-forward basis – scaling from early launch to a multi-billion-dollar deposit base, making strategic decisions about how deposits integrate with Affirm's credit products and broader consumer experience. - Operationalize the de novo bank build. Drive the cross-functional work required to stand up and scale bank operations — ensuring regulatory readiness, process maturity, vendor integrations, and seamless connectivity with Affirm's existing lending and money movement infrastructure. - Drive originations through the bank entity. Shape how Affirm originates and retains loans through its own bank, working closely with Credit, Capital Markets, Engineering, and Treasury to optimize volume ramp, unit economics, loan sale and retention mechanics, and regulatory compliance. - Navigate banking compliance and regulatory requirements. Partner with Legal, Compliance, Risk, and the Bank's executive team to ensure all products and operations meet federal and state regulatory standards. Build compliance into the product from day one — not as an afterthought. Understand the unique demands of a de novo bank under FDIC and state supervision. - Integrate the bank deposit product into Affirm's consumer ecosystem. Define clear domain boundaries, design requirements for new data flows, and integration points between the bank and Affirm Inc. — working across Servicing, Settlements, Consumer Payments, Checkout, and Growth teams to ensure the bank's products work seamlessly within the Affirm app and platform. - Influence up and across the organization. Communicate strategy, tradeoffs, and priorities to senior leadership and the Bank Board with clarity and conviction. Build alignment across a broad set of stakeholders — Engineering, Legal, Compliance, Treasury, Capital Markets, and executive leadership — who each bring different constraints and incentives. What we look for - 6+ years of product management experience, with demonstrated ability to operate as a strategic, independent leader on complex, ambiguous initiatives - Proven program leadership at scale — you've owned high visibility cross-functional launches across many stakeholders, with direct exposure to executive leadership and/or boards. - Experience in banking, deposits, or lending — you understand deposit products, bank charter operations

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. As a Product Marketing Manager, you’ll play a strategic and hands-on role in shaping how merchants experience Affirm’s products. You'll help define our product strategy, lead high-impact go-to-market initiatives, and develop compelling narratives that drive business outcomes. This is a highly cross-functional role that requires strong product intuition, strategic thinking, and a bias for action. You’ll bring deep customer and competitive insights to everything you do, and operate as a true partner to Product, Revenue (including Sales, Customer Success and Enablement), Partnership, and Analytics leadership. What You’ll Do: - Shape Product Strategy Through Insights: Partner closely with Product to shape the roadmap by identifying new opportunities, uncovering unmet customer, merchant, and partner needs, and incorporating feedback loops. Leverage customer research, competitive intelligence, and market trends to inform product development and strategic prioritization. - Lead GTM Strategy and Execution: Own the end-to-end strategy and execution of high-impact GTM initiatives across your product area—from beta to full launch. This includes crafting compelling value propositions, developing segmentation strategies, aligning cross-functional stakeholders, and measuring launch success. Additionally, you will analyze complex data sets to uncover insights that inform segmentation, positioning, and refine product marketing strategies. Drive meaningful business impact through scalable programs that accelerate adoption and growth. - Accelerate Product Adoption and Growth: Design and execute programs that drive merchant engagement and adoption at scale. Collaborate with Sales, Customer Success, Enablement, and Partnership to ensure message consistency. Analyze product adoption to inform optimization strategies and identify growth levers. - Enhance Strategic Client Engagement: Develop messaging and materials for key client-facing moments, including bi-annual roadmap meeting with top merchants. Develop product vision and translate into a compelling external narrative that strengthens partnership, builds trust and drives continued engagement. - Operate with Agility and Drive Execution: Navigate ambiguity with confidence and bring clarity to complex, cross-functional projects. Manage multiple high-priority initiatives simultaneously, anticipate risks, and maintain momentum through thoughtful planning and execution. - Leverage Business and Product Acumen: Develop a nuanced understanding of your product’s functionality, as well as the revenue and cost drivers that impact performance. Use this knowledge to shape GTM and product decisions that align with company objectives. - Collaborate across Teams to Drive Alignment: Build strong relationships across Product, Sales, Customer Success, Analytics, and other key teams. Lead cross-functional meetings, resolve cross-functional dependencies, and ensure tight alignment on GTM plans and product initiatives. - Be a Culture Carrier: Serve as a champion of Affirm’s values and culture, consistently fostering collaboration, transparency, and innovation within the team and across the organization. Lead by example in creating an inclusive and growth-oriented environment, promoting open communication, and encouraging others to take risks and innovat

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Consumer Servicing team owns the ways customers get help at Affirm — including chat, phone, self-service flows, and the internal tools our agents rely on to deliver fast, empathetic, and effective support. We sit at the intersection of customer experience, operational excellence, and AI-driven transformation. We’re looking for a Group Product Manager to lead our Agent Experience pod: the team responsible for the tools, workflows, and AI-powered capabilities that help our agents support millions of customers with speed, accuracy, and care. This is a player-coach role. You’ll lead and develop a team of 2-3 PMs, own the product strategy for a broad and complex domain, and personally dive into the highest-ambiguity, highest-leverage problems — especially as AI changes what great servicing can look like. What You’ll Do You will: - Set the vision and strategy for Agent Experience — define what world-class agent tooling looks like at Affirm, identify the biggest opportunities across workflows, automation, AI, and internal systems, and translate that vision into a clear, sequenced roadmap. - Lead and develop a team of PMs — manage, coach, and raise the bar for 2 PMs working across the Agent Experience portfolio. Help them sharpen product judgment, navigate ambiguity, improve execution, and grow as product leaders. - Operate as a player-coach — stay close enough to the work to personally lead select high-impact initiatives, especially ambiguous or 0-to-1 efforts where the strategy is still forming, while also creating space for your PMs to own meaningful areas independently. - Drive AI-first transformation in servicing — identify where AI and automation can meaningfully improve agent efficiency, reduce customer friction, improve quality, and scale support without losing the human touch. Lead thinking on build-vs-buy decisions and help the team adopt new ways of building with AI. - Partner deeply with Operations and Servicing leaders — understand frontline workflows, operational pain points, quality drivers, and productivity constraints. Build strong relationships with the teams who run servicing day to day, and turn those insights into product strategy. - Create clarity across a complex portfolio — bring structure to ambiguous problems, make smart tradeoffs across competing priorities, and help the team focus on the highest-impact work for customers, agents, and the business. - Build scalable systems for the long term — guide the team toward durable product and platform decisions that can support a growing business, new contact channels, evolving customer expectations, and increasingly sophisticated automation. - Instrument and manage the business impact — define the right success metrics across customer experience, agent productivity, quality, automation, and operational efficiency. Use data, experimentation, and frontline feedback to continuously improve performance. - Influence across the organization — partner with Engineering, Design, Analytics, Operations, Legal, Compliance, and senior leadership to align priorities, unblock execution, and drive outcomes across teams. What We Look For &l

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Our Financial Platform sits at the heart of every loan Affirm makes and every dollar we move. We're looking for a Director of Product Management to lead and scale the teams behind two of our most critical and complex domains: Loans Lifecycle and Money Movement. This is a role for a seasoned product leader who thrives in the intersection of financial systems, platform engineering, and organizational scale. What you’ll do - Lead and grow a high-performing PM team. Build, mentor, and manage a team of 6–10 product managers, including people managers. You'll set the bar for craft, create development paths, and cultivate a culture of ownership, rigor, and candor. - Own the vision and strategy for Loans Lifecycle and Money Movement. Define the multi-year product strategy for Affirm's foundational loan systems and global money movement infrastructure — ensuring they are scalable, compliant, and capable of supporting rapid product innovation. Translate that vision into clear roadmaps and decisions that teams can execute against. - Be the domain authority. Serve as the executive-level subject matter expert on loan lifecycle mechanics, payment rails, settlement flows, and institutional transfers — guiding product, engineering, and business partners on tradeoffs, best practices, and platform decisions. - Drive cross-functional alignment at scale. Partner closely with Engineering, Accounting, Treasury, Capital Markets, Legal, Compliance, and Client Success teams. Navigate complexity, balance competing stakeholder needs, and build trust through clear communication and a strong delivery track record. - Enable platform scalability and international expansion. Architect platform strategies that simplify domain boundaries, standardize loan behaviors across products and markets, and unlock faster time-to-market for new geographies and product lines. - Measure and improve platform health. Define success metrics — including settlement success rates, reconciliation coverage, exception volumes, and time-to-resolution — and hold teams accountable to the reliability and accuracy standards these critical systems demand. - Influence up and across the organization. Regularly present strategy, tradeoffs, and priorities to senior leadership. Shape organizational thinking on where to invest and what to deprioritize. What we look for - 10+ years of product management experience, with at least 3–5 years managing and developing PM teams including people managers - Deep experience in loans or lending systems — you understand loan lifecycle mechanics, platform architecture for loan servicing, and the compliance and operational requirements that come with it - Meaningful experience in money movement, payments infrastructure, or financial operations — you're fluent in payment rails, settlement flows, cross-border transfers, and the reliability and accuracy standards these systems demand - Experience in fintech, financial services, or banking; familiarity with BNPL, platform products, or backend infrastructure is strongly preferred; capital markets background is a plus - Demonstrated ability to set and execute long-term platform strategy in ambiguous, fast-moving environments - Strong technical fluency — you're comfortable diving into data models and API discussions with engineers and holding informed opinions - Proficiency with AI-assisted tools (e.g., Claude, Cursor) to accelerate your own work and raise the bar for your team - Track record of building and scaling distributed, high-performing PM teams across multiple domains simultaneously - Exceptional stakeholder management skills — you can align Legal, Finance, Engineering, and executive leadership around a common direction - Outstanding written and verbal communication; you tell crisp, data-driven stories to diverse audiences - Bachelor's degree in a related field or equivalent practical experience Pay Grade - T Equity Grade - 11 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) CAN base pay range per year: $238,000 - $298,000 This posting is for an existing vacancy. LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Product team The Product team listens to our customers’ needs and translates those insights into a clear product vision. The team works closely with design, engineering, and analytics to build scalable financial products that empower people to manage their money with confidence. We rely on empathy, curiosity, and business sense to prioritize features and improve experiences. Our role is to lead with clarity, support cross-functional execution, and champion the user in every decision. About the role As Affirm continues its rapid growth, it’s critical for the company to scale its funding capacity and loan origination capabilities to support the growing billions of dollars in loans that Affirm underwrites every year. That’s where Capital Product comes in. The Capital Product team is responsible for conceiving, designing, and building the next generation of tools, systems, and processes required to scale Affirm’s intricate Capital operations. Within Capital, the Originations product area is the engine that powers how every Affirm loan comes into existence, managing the integrations, allocation logic, and regulatory compliance across our network of originating bank partners and our own originating entities. We're looking for a Senior Product Manager to own the Originations product area end-to-end. You'll be the single-threaded owner of originator integrations, allocation logic, bank partner onboarding, and the systems that ensure every checkout can be fulfilled with the right origination capacity. You'll drive product strategy and execution in close partnership with the Loan Origination & Reporting (LOR) engineering team, while navigating a complex web of internal and external stakeholders across Bank Partnerships, Credit, Compliance, and Capital Markets. What You'll Do - Own the Originations product area end-to-end: Serve as the single-threaded product owner for originator integrations, originator allocation, bank partner onboarding, and the Funding ETL, the primary database powering all Capital activities. You hold the full picture of how loans are originated at Affirm and you drive it forward. - Build deep expertise in the originator ecosystem: Become the definitive internal expert on Affirm's originating bank partners and internal originating entities, understanding their capabilities, regulatory constraints, volume dynamics, and integration requirements. Use that expertise to drive strategy for expanding and diversifying the originator network. - Own originator allocation and ensure coverage: Own the allocation logic that determines which originator is selected for every loan at checkout, balancing volume targets, regulatory restrictions, and originator preferences. Coverage gaps here mean loans that can't be originated, so reliability and completeness are the bar. - Define and drive origination health metrics: Set clear success metrics for the origination product, own product-originator coverage tracking, and ensure data quality in the Funding ETL that downstream Capital teams depend on. You are accountable for the numbers that tell Affirm whether origination is working. - Set strategy and execute the roadmap: Translate business needs, regulatory requirements, and engineering constraints into a clea

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We’re hiring a Senior Product Manager, Card Acquisition (New Channels) to launch and scale new acquisition channels for the Affirm Card. In this role, you’ll identify high-impact growth opportunities, validate them through rapid experimentation, and bring them to market at scale. You’ll play a pivotal role in shaping how millions of consumers first discover and adopt the Affirm Card, with direct ownership over measurable acquisition and activation outcomes. This is a highly visible role with significant opportunity to influence strategy and drive Affirm’s next phase of cardholder growth. What you’ll do - Define and own the Card Acquisition roadmap for new growth channels, setting clear hypotheses, success metrics, and sequencing. - Launch and scale new acquisition surfaces, partnering closely with Engineering and Design to deliver seamless, high-conversion onboarding experiences. - Design and execute acquisition programs (e.g., referrals, exploratory partner pilots) with measurable CAC→LTV impact. - Own funnel performance end-to-end: track weekly acquisitions, 30-day activation, drop-offs by step, and implement robust incrementality testing. - Collaborate cross-functionally with Risk, Compliance, Marketing, and the Card Foundations team to align dependencies and ensure safe, scalable growth. - Continuously experiment and iterate to unlock new distribution levers, maximize conversion, and expand the cardholder base. What we look for - 4+ years in Product Management; Ideally with previous background owning growth/distribution channels - Track record shipping consumer financial or regulated products; comfort partnering with Risk/Credit, Legal, and Compliance. - Deep fluency in experiment design, incrementality/attribution, and CAC→LTV optimization. - Strong UX instincts for moment‑of‑intent surfaces; ability to work across web, app, and partner integrations. - Data chops (SQL/Amplitude‑level self‑serve) and a bias for shipping, learning, and iterating quickly. - Excellent cross‑functional leadership; experience leading embedded eng/design pods. - Bachelor’s or Master’s in Computer Science, or other related fields; or equivalent practical experience. Pay Grade - N Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) CAN base pay range per year: $153,000 - $213,000 This posting is for an existing vacancy. LI-Remote <div class="content

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Product team The Product team listens to our customers’ needs and translates those insights into a clear product vision. The team works closely with design, engineering, and analytics to build scalable financial products that empower people to manage their money with confidence. We rely on empathy, curiosity, and business sense to prioritize features and improve experiences. Our role is to lead with clarity, support cross-functional execution, and champion the user in every decision. About the role As Affirm continues its rapid growth, it’s critical for the company to scale its funding capacity and loan origination capabilities to support the growing billions of dollars in loans that Affirm underwrites every year. That’s where Capital Product comes in. The Capital Product team is responsible for conceiving, designing, and building the next generation of tools, systems, and processes required to scale Affirm’s intricate Capital operations. Within Capital, the Originations product area is the engine that powers how every Affirm loan comes into existence, managing the integrations, allocation logic, and regulatory compliance across our network of originating bank partners and our own originating entities. We're looking for a Senior Product Manager to own the Originations product area end-to-end. You'll be the single-threaded owner of originator integrations, allocation logic, bank partner onboarding, and the systems that ensure every checkout can be fulfilled with the right origination capacity. You'll drive product strategy and execution in close partnership with the Loan Origination & Reporting (LOR) engineering team, while navigating a complex web of internal and external stakeholders across Bank Partnerships, Credit, Compliance, and Capital Markets. What You'll Do - Own the Originations product area end-to-end: Serve as the single-threaded product owner for originator integrations, originator allocation, bank partner onboarding, and the Funding ETL, the primary database powering all Capital activities. You hold the full picture of how loans are originated at Affirm and you drive it forward. - Build deep expertise in the originator ecosystem: Become the definitive internal expert on Affirm's originating bank partners and internal originating entities, understanding their capabilities, regulatory constraints, volume dynamics, and integration requirements. Use that expertise to drive strategy for expanding and diversifying the originator network. - Own originator allocation and ensure coverage: Own the allocation logic that determines which originator is selected for every loan at checkout, balancing volume targets, regulatory restrictions, and originator preferences. Coverage gaps here mean loans that can't be originated, so reliability and completeness are the bar. - Define and drive origination health metrics: Set clear success metrics for the origination product, own product-originator coverage tracking, and ensure data quality in the Funding ETL that downstream Capital teams depend on. You are accountable for the numbers that tell Affirm whether origination is working. - Set strategy and execute the roadmap: Translate business needs, regulatory requirements, and engineering constraints into a clear, prioritized origination ro

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm is building its own bank — and this role sits at the center of that ambition. We're looking for a Staff Product Manager to own the end-to-end bank product: operationalizing a new bank charter within Affirm's ecosystem, launching the deposit product, driving loan originations through the bank entity, and ensuring seamless integration across Affirm's platform. This is a rare opportunity to build a foundational new business line from the ground up — one that will reshape how Affirm funds, serves, and grows relationships with its consumers. You'll work at the intersection of regulated banking, platform engineering, and consumer products to bring Affirm's bank to life. What You’ll Do - Own the end-to-end bank product. Serve as the single-threaded product owner across deposits, loan originations, banking compliance, and operations. You are the person who holds the full picture of how the bank works within Affirm's ecosystem — and you drive it forward. - Launch and own the bank’s deposit product. Ship Affirm’s bank deposit offering as part of launch, then own the deposit product roadmap on a go-forward basis – scaling from early launch to a multi-billion-dollar deposit base, making strategic decisions about how deposits integrate with Affirm's credit products and broader consumer experience. - Operationalize the de novo bank build. Drive the cross-functional work required to stand up and scale bank operations — ensuring regulatory readiness, process maturity, vendor integrations, and seamless connectivity with Affirm's existing lending and money movement infrastructure. - Drive originations through the bank entity. Shape how Affirm originates and retains loans through its own bank, working closely with Credit, Capital Markets, Engineering, and Treasury to optimize volume ramp, unit economics, loan sale and retention mechanics, and regulatory compliance. - Navigate banking compliance and regulatory requirements. Partner with Legal, Compliance, Risk, and the Bank's executive team to ensure all products and operations meet federal and state regulatory standards. Build compliance into the product from day one — not as an afterthought. Understand the unique demands of a de novo bank under FDIC and state supervision. - Integrate the bank deposit product into Affirm's consumer ecosystem. Define clear domain boundaries, design requirements for new data flows, and integration points between the bank and Affirm Inc. — working across Servicing, Settlements, Consumer Payments, Checkout, and Growth teams to ensure the bank's products work seamlessly within the Affirm app and platform. - Influence up and across the organization. Communicate strategy, tradeoffs, and priorities to senior leadership and the Bank Board with clarity and conviction. Build alignment across a broad set of stakeholders — Engineering, Legal, Compliance, Treasury, Capital Markets, and executive leadership — who each bring different constraints and incentives. What we look for - 6+ years of product management experience, with demonstrated ability to operate as a strategic, independent leader on complex, ambiguous initiatives - Proven program leadership at scale — you've owned high visibility cross-functional launches across many stakeholders, with direct exposure to executive leadership and/or boards. - Experience in banking, deposits, or lending — you understand deposit products, bank charter operations, or loan origination mechanics and the regulatory landscape that governs them - Bank charter experience is strongly preferred — you've been through or contributed meaningfully to a de novo bank launch or early-stage bank buildout - Deposit product strategy experience is a strong plus — you've defined or scaled deposit products such as high yield savings accounts, spending accounts, or CDs, and you understand the levers of deposit growth, pricing, and consumer acquisition - Experience in fintech, financial services, or banking; familiarity with BNPL, neobanking, or platform products is a plus - Strong technical fluency — you're comfortable working with engineers on system design, data models, API architecture, and core banking platform integrations - Proficiency with AI-assisted tools (e.g., Claude, Cursor) to accelerate your own work and raise the bar for quality and speed - Demonstrated ability to drive cross-functional alignment across Legal, Compliance, Engineering, Finance, and executive leadership in highly regulated environments - Exceptional written and verbal communication — you can distill complex regulatory and financial concepts into clear, compelling narratives for diverse audiences including regulators, executives, and engineering teams - Bias for action and intellectual curiosity — you move fast, ask hard questions, and take ownership before being asked - Bachelor's degree in a related field or equivalent practical experience Pay Grade - P Equity Grade - 7 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) CAN base pay range per year: $181,000 - $241,000 This posting is for an existing vacancy. LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.